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The following terms (“Terms of Use”) constitute an agreement between Clo Bare, LLC (“Clo Bare”), and you that governs your use of this website and all of its associated services, content, and functionality. This policy applies to the websites administered by Clo Bare (“Website”), located at thelazyinvestorscourse.com.

Your use of the Website constitutes your acceptance of, and agreement to, the following Terms of Use. Clo Bare reserves the right to modify, alter, amend or update its Website, policies and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website and/or any affiliated products, such as any Financial Coaching package (“Coaching”) or The Lazy Investors Course ("Course").

PURCHASE POLICIES

On the Website, you may purchase products (“Products”), such as registrations for live programs, courses and recorded webinars. If you register for a live program, you must attend live. This requirement will be indicated prior to your registration.

REFUND POLICY

Refunds are not available for Products or Coaching. The Course has a 30-day money back guarantee, but you must have completed the first four modules to receive a refund.

LICENSE FOR USE OF PRODUCTS

All Products available for sale on the Website were developed solely for your personal use and may not be reproduced for publication or for the personal or commercial use of others without permission.

GENERAL DISCLAIMER

Clo Bare has made every effort to ensure that all information on the Website has been tested for accuracy. Clo Bare makes no guarantees regarding the results that you will see from using the information provided on the Website.

CONTENT DISCLAIMERS

All information on the site is provided for entertainment and informational purposes only and should not be considered advice. Do not make investment decisions based on the information provided on the Website or courses purchased through the website or Chloe Daniels, such as a The Lazy Investors Course, or Financial Coaching Session (“Coaching.”) The Website, Course and Coaching may discuss topics related to finance and investing. This information is not advice and should not be treated as financial and investing advice. The information provided on the Website and Course is provided “as is” without any representations or warranties, express or implied. The Website and Course makes no representations or warranties in relation to the financial and investing information on the Website or Course.

You must not rely on the information on the Website or Course as an alternative to advice from a certified public accountant or licensed financial planner. There is no accountant-client relationship created from the publication of financial or investing information on the Website. You should never delay seeking financial advice, disregard financial advice, or discontinue professional financial services as a result of any information provided on the Website or Course.

YOUR RESPONSIBILITY

The Website, Course and Coaching Sessions were developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website and Course. Clo Bare makes no representations, warranties, or guarantees. You understand that results may vary from person to person. Clo Bare assumes no responsibility for errors or omissions that may appear on the Website and Coaching.

LIMITATION OF LIABILITY

CLO BARE WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INDEMNITY

You agree to defend, indemnify and hold Clo Bare, its members, employees, officers, directors, managers and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs and expenses (including reasonable attorneys’ fees and expenses) which Clo Bare suffers as a result of third-party claims based on: (i) your negligence or intentional misconduct, (ii) your breach of any provision of the Terms of Use (including representation or warranty); (iii) materials prepared or provided by you including, but not limited to, any claims of infringement, or misappropriation of copyright, trademark, patent, trade secret, or other intellectual property or proprietary right, infringement of the rights of privacy or publicity, or defamation or libel; or (iv) death, personal injury, or property damage arising out of, or relating to, your obligations hereunder.

MISCELLANEOUS PROVISIONS

If any provision(s) of the Terms of Use is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable. If a provision is excessively broad, such a provision shall be limited or reduced in scope so as to be enforceable.

The Terms of Use may not be assigned by you without Clo Bare’s prior written consent, however, the Terms of Use may be assigned by Clo Bare in Clo Bare’s sole discretion.

The Terms of Use are the final, complete and exclusive agreement of the parties with respect to the Website offered by Clo Bare.

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The Lazy Investor's Course

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  • LIFETIME ACCESS to a self-guided course! Any updates? You get.
  • 20+ HD Video Trainings that will teach you EXACTLY how to start investing... the lazy way.
  • Countless templates, dashboards, cheatsheets, worksheets and tools to aid your wealth building journey. 
  • 5 7 bonuses including Money & Mental Health, Travel Hacking 101, Money 101 (the OG budgeting course), Mini Investing for Kids Course (Investing for your Kids + Roth IRAs for Kids + How to Pick a 529), How to Retire Early, and Job Hunts & Negotiations!
  • Live Coaching Calls for 90 days
  • The Lazy Community-- Lifetime access to ask questions!
  • And so much more.

 

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What People Are Saying:

Chloe, Today I fired my financial advisor because he was so rude to me and I made my first investment on my own. You made this possible and I am so grateful for your class and your help.

Cassie

I am finished with Module 7!! This has been such an amazing course - the material made investing feel so much less intimidating and, dare I say it, even a little fun. I feel more knowledgeable and empowered to be able to take control of what my retirement can look like financially and thanks to this course, I may even get to retirement sooner than I would have thought possible. Thank you, Chloe :)

Brittany

Hey everyone, this is my first time posting on here even though I purchased the course back in February. My schedule has been super hectic with 3 daughters 4, 2. and 2 months that it was hard for me to find time but I have been slowly chipping away at the course and I finally finished it last night. I am excited to apply what I learned and start saving for my future! The course made the information easv for me to understand and I will soon be opening an account with Fidelitv. I am so alad I came across Clo on IG and her amazing content, Thank you! My next goal is to learn a little more about investing for my daughters.

Paul

Big thank you to Clo Bare and this awesome community. I'm over here doing a crazy happy dance! My husband and I just finished opening and funding Roth IRAs for ourselves for 2021 and have a plan to get them funded for 2022! I've always been anything but confident when it came to investing. I feel like I've turned a corner thanks to this course, and now that I have a clearer understanding, I actually find analyzing funds exciting!

Stephanie

I just finished your course and started investing in the market!!! Cannot tell you how empowered that made me feel

Krystal