Tired of feeling like you have no idea what’s going on with your money?
Â
Feeling overwhelmed by the task of simply finding out?
And maybe you feel like being in the dark about your finances is actually causing you more stress than it needs but you’re not sure where to start...

You don't need someone to tell you not to buy your cold brew.Â
You don't need to be told to stop eating out and not use credit cards.
You don't need someone to shame you for something you're already trying to change.
I've been where you are...
and I remember the first time I sat down to finally look at my finances.
I had pushed it off over and over again because the idea of finding out what my total debt amount was and calculating my net worth?
It was overwhelming and I didn't want to hurt my own feelings.Â
Let's do this.So I put it off...Â
and off, and off, and off...Â
Â
Until eventually? I got tired of my own sh*t and had to face the numbers myself.
Â
My first "unofficial wealth planner" was a scrambled notebook page with a lot of chicken scratch, crossed out numbers and a variety of highlighters.
Â
But gathering the numbers for my own financial situation?
Let's do this.It was the most powerful first step I could've taken.

“Learning about budgeting from Chloe is like sitting down with an extremely knowledgeable friend, except minus the fear of that friend judging you for struggling with money.”‘
- Meaghan,"I Can't Budget" Student
“She is upbeat, non-judgmental and very knowledgeable. She made me feel inspired and hopeful about my current and future financial situation.”
- Katrina,"I Can't Budget" Student
“Not only do I want her to help me with my finances, but I want to be her friend.”
-"I Can't Budget" Student

"Working with Clo Bare has helped me so much!! Before attending sessions with her I didn't have a budget, so I had no clue what was coming in or going out and I was honestly terrified to look.
And now that we've been working together, I'm no longer afraid, I've started saving (YAY!) and I understand the trade-offs I need to make to have the life I want.
She's straightforward and realistic while being fun and kind and she holds your hand just when you need it.
I have literally referred everyone I know to her because working with her has changed my life so much. So happy I found her."
-Pia, 1:1 Coaching Client

“For the first time in a long time, I didn’t feel anxious talking about money, because I knew that for once, I was talking with someone who understood the struggle, and who would give education and tips without judgment.”
-1:1 Coaching Client
"Working with Clo Bare gave me the custom knowledge and coaching I needed to further my financial knowledge and behavior. Together we were able to tap into the psychological factors and design an ironclad budget that led to meeting not one but two major financial goals three months ahead of schedule!"
-Kaeisha, 1:1 Coaching Client
And with that information in my arsenal?
I felt less afraid, and overwhelmed.
I felt in control.Â
Gain control of your $ now.

That's what knowing your numbers can do...
Â
Which is why I've created The Lazy Wealth Planner. Â
No more chicken scratch on a piece of scrap paper.
Get a custom, easy-to-use roadmap that will take you from financially stressed to financially free.
Because here’s the thing– the first step to hitting those financial goals, like early retirement or debt freedom, is to have a plan.
Â
And having a plan? It starts with understanding the numbers.

Imagine a life where...
Â
- your next big purchase doesn't cause you to break out in hives...Â
- you actually take time off, and book that Airbnb you've been dreaming of (you know, the one with the view, and the balcony right on the water) without feeling guilt. shame, or fear...
- you don't have to freak out i a tire pops or you suddenly have a $800 bill from a root canalÂ
Â
Feels pretty good, right?
If you're finally ready to:
Â
- Stop avoiding your finances and take control of your spending, debt, and investing
- Feel at peace with your money decisions and make managing your money 10x easier
- Sleep better at night because you have clarity and a plan on how to achieve financial freedom…
Â
Then it's time to take that first step... and get lazy with The Lazy Wealth Planner.
Â

The Lazy Wealth Planner will take you from:
Â
- Feeling like you have NO idea what your next money move should be to knowing EXACTLY what your next step is.
- Feeling trapped by not understanding your numbers and feeling scared about what that might mean about your future, to knowing exactly what your numbers are, what they mean, and feeling in CONTROL.
- Feeling like you’re just not “good with money” to realizing money is a tool and one you can master.
Â
I'm in!Do it all in less than 1 hour.

Meet Your Coach...
I'm an internationally-recognized money educator, Certified Financial Literacy Professional℠, Certified Financial Education Instructor®, and content creator. My work has been featured in Buzzfeed, Bankrate, Business Insider, Yahoo, Entrepreneur, CNBC, TIME and so many more.
But way cooler than that is the people I've helped. In the last three years, I’ve helped thousands of people reclaim their financial future, get out of debt, and get on the path to early retirement. Â
For example:
- Krista saved $500k on her investing journey. Now she's on track to have nearly $2 million in retirement because of The Lazy Investor's Course.
- Miranda increased her net worth by over $70k in ONE YEAR, after she took the Lazy Investor's Course.
- Cassie saved over $400k AND she caught her financial advisor making a $4 million dollar mistake-- because she took the Lazy Investor's Course.
Â
And you know what they all have done?
Used the Lazy Wealth Planner to put together their strategy.
And I've used it too. I took my net worth from negative $70k to $300k+ in about four years and the same strategy in The 30-Day Wealth Accelerator allowed me and thousands of my students to understand their numbers, get a plan in place, and make progress on their wealth goals in less than 30 days.
I can’t wait to see you take this first step.

BONUS #1:Â Lazy Wealth Planner Explainer Video
Feeling intimidated by the tool? No worries-- I got you. In this 20 minute crash course, I'll hold your hand as we walk through the wealth planner so you can get up and running in less than an hour.
BONUS #2: Three Common Lazy Wealth Builder Personalities Explained
Not sure what the data means? I got you-- select which Lazy Wealth Builder Personality best suits your situation to get personalized recommendations on what to do with your data.

I'm in! What's my investment?

7-day
Risk Free Guarantee
On the fence?
Â
That’s a dangerous place to be if you truly want to change your finances.
Here’s the deal. I know the Lazy Wealth Planner Method. I’ve witnessed the successes of my clients, making huge money moves they never dreamed possible.Â
But I want to make this decision easier on you. Let me remove 100% of the risk.
You have a 7-day NO-RISK GUARANTEE to try it out. If you fill it out, and it doesn't work for you? I’ll issue you a 100% refund. That’s how much I believe in this program– I take all the risk away so you’re left with ZERO excuses.
Â
Let's go!Disclaimer: Any information presented is not investment advice. I am not a financial advisor and this information is for educational purposes only.
Nothing on this page, any of our associated websites, social media properties, or any of our content or curriculum is a promise or guarantee of future earnings or results. We always recommend using caution and consulting your accountant, lawyer, or professional financial advisor before making any investment decision or before acting on this or any other business or financial information. Basically: talk to professionals before you start investing, recognize that all investments come with an inherent risk, and we don’t guarantee results. Pretty straightforward, right?
Please note any reference to lifetime access also refers to as long as the product is in existence. Â
Need more info? Check out my terms and conditions here and our privacy policy here.